Passive investment training

Invest in the stock market, even if you know nothing about it.

PEALT shows you how to open the right account, choose your assets and automate your contributions from €50/month. Then, 15 minutes a month is all it takes.

✓ Zero speculation  ·  ✓ From €50/month  ·  ✓ 15 minutes per month

89%
of active traders lose capital†
15 min
per month is enough
🏛️
A potentially advantageous tax structure depending on your situation‡

Let's be honest: this method will not
make you rich next month.

The web is full of fast, easy money promises. We prefer to tell you the truth.

🎰

Miracle gains vs. Passive investing

On one side: Promises of quick wealth (active trading, speculative cryptos) which in reality lead 89% of individuals to lose their capital.

On the other side: Regular and diversified growth, based on the real development of global companies. It's slower, but historically proven.

⏱️

Daily stress vs. Peace of mind

On one side: Hours spent in front of complex charts, monitoring the news, and constant fear of the next market crash.

On the other side: Only 15 minutes a month to automate your transfers. The rest of the time, you enjoy your life with complete peace of mind.

💰

Bank fees vs. Max optimization

On one side: Traditional advisors who silently eat away your returns with management fees and hidden commissions.

On the other side: Fiscally optimized tax wrappers to preserve 100% of your gains legally.

⚠️ This program is not for you if: You want to double your money in 3 months, speculate on short-term trends, or if you are not ready to let your capital work for at least a few years.

How does it work? (It's almost too simple)

The method summarises years of financial theory into a linear process that anyone can apply in 3 simple steps.

💼

Step 1: Open your tax wrapper

You discover how to open a secure investment account, without useless management fees, and optimized to reduce your taxes to the maximum.

🛒

Step 2: Choose your basket of companies (ETF)

Instead of betting on a single company, you buy a "basket" containing the 1,000 largest global companies in one click. If some go down, others go up. Your risk is divided.

⚙️

Step 3: Automate and let time work

You set up an automatic transfer (starting from €50/month). Your portfolio grows by itself. You have nothing else to do but watch the compounding effect take place.

How much could your savings be worth in 15 years?

Visualise the power of compound interest: when your returns generate new returns, your capital accelerates without you doing anything.

💡 The snowball effect in numbers

If you put aside €200 per month under your mattress for 15 years, you will have €36,000.
Investing those same €200 per month with an illustrative assumption of 9% per year, fully adjustable in the simulator below, your capital could reach more than €70,000, generating €34,000 in potential gains.

12 000€
Invested capital
+3 897€
Estimated gain
+499€
Tax savings*

* Interactive simulation based on the selected return assumption. Figures shown are illustrative estimates. Past performance does not guarantee future results. All investment carries risk of capital loss.

‡ Discover how to structure your investments in a tax-efficient framework suited to your situation. Details covered in the programme.

† Source: Autorité des Marchés Financiers (AMF), "Individual investors in equity markets", 2021 study. 89% of individuals practising active or speculative trading lose money on markets. Passive long-term investing, as taught by PEALT, follows the opposite logic.

A share of experience, not a theoretical course

👨‍💻 I am not a banker, and that's your chance

I am neither a banker nor a financial advisor in a suit. For four years, I made every possible mistake: I bought stocks at the wrong time, believed in short-term trading promises, and lost money.

It was by simplifying my method to the maximum that I finally achieved consistent results. I created PEALT to share this exact configuration with you and help you avoid wasting the time (and money) I lost.

Choose your level of support

Self-paced formats are coming soon. For now, support is only available live, with a limited number of spots.

Coming soon
📄
The Autonomy Kit
6 action sheets and PDF summaries to get started independently.
Price TBA

Founder's rate reserved for waitlist subscribers.

  • ✓ 6 action sheets and PDF summaries
  • ✓ Secure private member area
  • ✓ Email support within 48h
Coming soon
🎬
The Full Method
Real-case videos + action sheets to master the method at your own pace.
Price TBA

Founder's rate reserved for waitlist subscribers.

  • ✓ Everything in Autonomy Kit included
  • ✓ 6 video modules (real cases & screen shares)
  • ✓ Full and instant access
  • ✓ Priority support within 24h

Get free resources on passive investing

No spam. Occasional emails with useful content on long-term investing.

Have questions?

30 minutes maximum. Once your account is opened and your investments chosen, you only need to place a purchase order once a month. It is literally 3 clicks.
No. You can start with as little as €50 per month. The training explains how the PEALT method adapts to any standard of living and financial goal. The initial amount doesn’t matter as much as consistency and time.
The training is accessible to everyone. However, to open an investment account and put the method into practice, you must be of legal age (18). If you are a minor, a parent can open an account in your name. The training remains an excellent way to get ahead.
The PEALT method is currently optimised for the French system (tax-advantaged wrappers, local brokers, taxation). The fundamental investment principles are universal, but the tax optimisation strategies presented are specific to France. International adaptation is planned for future versions.
1:1 Coaching (€447): 2 individual 2-hour video sessions, one week apart. By the end, your account is open and your automatic transfer is running. The Autonomy Kit and The Full Method are self-paced formats currently in preparation. Join the waitlist to be notified at launch and benefit from the founder’s rate.
Yes, all investments involve a risk of capital loss. In the short term, your portfolio value can fluctuate. Historical data on equity markets shows that a long investment horizon tends to reduce the risk of loss, though no guarantee of returns is possible. The PEALT method is designed to reduce risk exposure through diversification and consistency over time.
Yes, the 3x installment option has no additional fees. You pay exactly the same total amount, spread over 3 months.
Immediately after your payment, you will receive an email containing your personal access token. Go to pealt.fr/membre, enter your email and click the link to connect to your private member area. Keep that email safe. If you have any issues, contact us at contact@pealt.fr.

Take back control of your savings today.

A clear method, with no hidden subscriptions, designed to last. All investment carries risk of capital loss.